CIMB Preferred Visa Infinite Gets New Bonus Points Threshold

CIMB has quietly made the CIMB Preferred Visa Infinite more attractive for mid to high spenders by introducing a new bonus tier.

Just to recap, the CIMB Preferred Visa Infinite offers a unique tiered bonus structure, where you're awarded with a big lump sum of bonus points upon meeting a certain spend threshold per month. This structure is also seen on the CIMB Visa Infinite.

Previously, the bulk bonus structure was very simple: spend RM10,000 or more on your CIMB Preferred Visa Infinite in a statement month and you would receive 35,000 Bonus Points. Miss that RM10,000 mark by even RM1, and you earned zero bulk bonus. It was an all-or-nothing setup that heavily rewarded five-figure spenders and left everyone else out in the cold.

Snippet from CIMB Preferred VI T&C

With the latest change, CIMB has introduced a new middle tier for cardholders who do not always hit RM10,000. The structure now looks like this:

• Spend between RM8,000 and RM9,999 in a statement month: 25,000 Bonus Points

• Spend RM10,000 or more in a statement month: 35,000 Bonus Points

Everything else about the card remains the same. The CIMB Preferred Visa Infinite continues to earn 8X Bonus Points on local dining and overseas spend, and the bulk bonus is still awarded once per statement cycle based on your total statement balance after two months.

CIMB Preferred Visa Infinite New Tiered Structure

You either receive 25,000 points or 35,000 points, not both. There is no stacking.

The key thing to understand is that the bulk bonus is based on your total CIMB Preferred Visa Infinite statement spend, not just overseas transactions, meaning all local retail, dining, online purchases and recurring payments count toward the RM8,000 or RM10,000 threshold.

Who Actually Benefits from this Change?

The clear winners are cardholders whose natural monthly spnding already sits somewhere in the RM8,000–RM9,999 range on the CIMB Preferred Visa Infinite. If you regularly charge your insurance premiums, utilities, education fees, large retail purchases, and day-to-day expenses to this card, you may now find yourself hitting RM8,000 more often than you realise.

Previously, months where you landed at RM8,200 or RM8,500 would have been frustratingly unrewarded compared to someone at RM10,000. Now, those same months unlock a 25,000 Bonus Points boost on top of whatever you already earn from base spend.

The new tier also softens the psychological pain of falling just short of RM10,000. Under the old structure, a statement spend of RM9,900 would have meant no bulk bonus. Today, that same RM9,900 will still pick up 25,000 Bonus Points. While you miss out on the higher 35,000 tier, you are not left empty-handed.

Final Thoughts

CIMB’s decision to add a new RM8,000–RM9,999 spend tier to the CIMB Preferred Visa Infinite is a meaningful upgrade for many cardholders but don't forget about pesky rules such as maintaining a RM50,000 CASA balance and paying your statement from your CIMB CASA account every month.

Scenario from CIMB Preferred Visa Infinite T&C

Mid-range spenders now have a realistic path to enjoy bulk bonuses that were previously reserved for very high-spend months.

For cardholders who already consolidate a good portion of their spend onto the CIMB Preferred Visa Infinite, the new tier is almost pure upside. Months where you land between RM8,000 and RM9,999 now feel rewarding instead of wasteful, and the 25,000 Bonus Points can add up nicely over the course of a year.

In a separate article, I'll be writing on whether it ever makes sense to use the CIMB Preferred Visa Infinite for overseas spend when the Travel World Elite exists (assuming you have both cards).

For now, it is enough to say that the CIMB Preferred Visa Infinite has quietly become more generous for those who know how to use it properly.