About

Welcome to Refined Points!

Hi, I'm Kingsley!

I'm a full-time quantitative finance professional and a part-time traveller. I created this travel and credit card blog to share my journey as I explore the corners of the world, and to help others do the same and "beat the system".

I don't sell anything on my site, and all my trips are 100% paid for by myself. I do not receive any paid promotions from any banks, airlines and any other company because I strongly believe in the transparency of my experiences and reviews.

Since young, I was fascinated by how the system of miles and points works. I have been fortunate enough to travel to some incredible places, meet amazing people, and create memories that will last a lifetime.

From day trips to Singapore to experiencing the Swedish culture, my travels have shaped who I am today and have inspired me to continue exploring and discovering our beautiful planet.

Whether you're a seasoned traveler or just starting your journey, I hope this blog will be a helpful resource and a source of inspiration for your own adventures.

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Thank you for joining me on this journey, and I look forward to sharing my stories and experiences with you. Let's explore the world together!